Health Care Reform

Affordable Care Act

The Affordable Care Act (ACA) passed in March 2010 and was upheld by the Supreme Court in June 2012.  The ACA intends to reduce the number of uninsured in the US through several provisions.  The ACA offers increased choices for consumers to obtain health coverage, which will be a requirement as of January 1, 2014.  The ACA adresses many challenges in the health industry and enforces protections for consumers.  For example, beginning in January 2014, health insurance plans cannot deny coverage if a person has a pre-existing condition.  New health plans also must offer some free preventive services, and allow children to stay on their parent's insurance until the age of 26.   

Assisters

New health coverage options and the requirement that most people aquire health insuranc will require several types of "Assisters" to help consumers through the process of obtaining health insurance. Navigators, In-Person Assisters, and Certified Application Counselors are three of the assisters spelled out in the ACA.  Supplemental funding has also been announced for health centers for increased outreach and enrollment services.  


 

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